Covers third party bodily injury and property damage while also protecting your own vehicles in the event physical damage occurs.

Protects building and business personal property, such as furnishings or equipment, damaged by a covered cause of loss.

Provides payments meant to cover the net income and continuing expenses of the business if forced to suspend operations due to a covered cause of loss.

Protection for bodily injury and property damage you cause to a third party.

Covers errors and omissions that arise from the administration of the company’s employee benefit plans.

This coverage has two parts. The first covers medical bills and lost wages for employees who are injured on the job. The second provides employer’s liability coverage in the event the company is named in a lawsuit.

Offers higher liability limits over what General Liability, Auto Liability, and Employer’s Liability provides to protect against catastrophic claims. Any business with assets to protect should consider this coverage.

Protects buildings and/or business personal property from rising water.

Protection from losses connected with business-related crime such as employee dishonesty.

Coverage for business property that is mobile in nature, such as construction equipment.

Covers errors in your professional work or design that cause economic or financial harm to others.

Covers bodily injury, property damage, clean up, and defense cost for hazardous waste, gas (liquid or vapor), or smoke caused by you or your products at your location or away from your premises.

Offers first party coverage for when your business is targeted by a cyber attack as well as third party coverage when malicious parties steal your client’s personal and propriety information.

Also called executives liability insurance. These coverages protect directors, officers, managers, and business entities:

• Directors and Officers – Personally protects officers of a company
• Employment Practices Liability – Covers discrimination, sexual harassment, and wrongful termination claims
• Fiduciary Liability –Protects parties against liability for a breach in duty managing or administering employee benefits plans (e.g. retirement plan, self-funded health plan, etc.).

A written agreement to guarantee compliance, payment, or performance of an act. The bond will pay as required in the contract when a guarantee is not fulfilled.